PENGARUH FAKTOR INTERNAL, FAKTOR EKSTERNAL DAN STRATEGI PEMBERIAN KREDIT TERHADAP NON PERFORMING LOAN PADA BANK PEMBANGUNAN DAERAH BALI

  • I Gusti Ayu Wika Dwi Aryanthi Universitas Hindu Indonesia
  • Rai Dwi Andayani W Universitas Hindu Indonesia
Keywords: Internal & External factor, Strategy, NPL

Abstract

The purpose of this research was to determine the effect of the application of effec
internal Factor, external factor and strategy of loan on non performing loan at Bank
Pembangunan Daerah Bali. This research was conducted at Bank Pembangunan Daerah
Bali. The number of samples used is 98 people, with porpusive random sampling. The data
collection is has been finished questionnaires. The analytical technique used is multiple
linear regression. The results of hypothesis testing indicate that internal factor have a
positive effect on non performing loan at Bank Pembangunan Daerah Bali. External factor
have a positive effect on non performing loan at Bank Pembangunan Daerah Bali. There
is positive impact of the lending strategy on non-performing loans at the BPD Bali.

Published
2022-10-09
How to Cite
Dwi Aryanthi, I. G. A. W., & Andayani W, R. D. (2022). PENGARUH FAKTOR INTERNAL, FAKTOR EKSTERNAL DAN STRATEGI PEMBERIAN KREDIT TERHADAP NON PERFORMING LOAN PADA BANK PEMBANGUNAN DAERAH BALI. Hita Akuntansi Dan Keuangan, 3(4), 324-333. https://doi.org/10.32795/hak.v3i4.3478