Pengaruh Persepsi Kemudahan, Persepsi Kemanfaatan, dan Persepsi Risiko Terhadap Minat Menggunakan E-Wallett

Abstract

 The digital era is now starting to develop very rapidly, especially technology which plays an important role in humans being able to compete and adapt in this increasingly sophisticated and fast era. The phenomenon in Indonesia is implementing a cashless payment system using e-wallets. This research is to determine the effect of perceived convenience, perceived usefulness, and perceived risk on interest in using e-wallets. The data used in this study are primary data and secondary data. The number of samples in this study was 110 respondents. The sampling method used was the purposive sampling technique. The data analysis techniques are the Validity and Reliability Test, Classical Assumption Test, Multiple Linear Regression Analysis, Determination, t-test, and F-test. From the results of the analysis, it can be concluded that: 1) perceived convenience has a positive and significant effect on the intention to use an e-wallet, 2) perceived benefits have a positive and significant effect on the intention to use an e-wallet, 3) perceived risk has a positive and significant effect on the intention to use an e-wallet, 4) perceived convenience, perceived usefulness, and perceived risk have a positive and significant effect on the interest in using an e-wallet.