PENGARUH DANA PIHAK KETIGA, PENYALURAN KREDIT DAN TINGKAT SUKU BUNGA KREDIT TERHADAP PROFITABILITAS PADA LEMBAGA PERKREDITAN DESA (LPD) SE-KECAMATAN ABIANSEMAL TAHUN 2017-2019

  • Putu Nadia Citra Pradnyasari Universitas Hindu Indonesia
  • Ni Ketut Muliati Universitas Hindu Indonesia
Keywords: Keywords: Third Party Funds, Credit Distribution, Credit Interest Rates, and Profitability

Abstract

Profitability is the ability of a company to generate profits from its capital. This study aims to
examine how the effect of third party funds, credit distribution, and credit interest rates on
profitability. The sample in this study was 33 LPDs with three years of research observation. The
sampling method used is purposive sampling method. The data analysis technique used in this
research is descriptive statistics, classical assumption test, multiple linear regression, coefficient
of determination, F test, and t test. Based on the results of the simultaneous analysis test, third
party funds, lending, and credit interest rates have a significant effect on profitability and
partially third party funds and lending have no effect on profitability, while credit interest rates
have a positive and significant effect on profitability.

Published
2021-10-28