Faktor Faktor Yang Mempengaruhi MinatMahasiswa Menggunakan E-Wallet Dalam Mengadopsi Perkembangan Financial Technologi

Abstract

The ever-accelerating technological development will shape people's more
pragmatic patterns of life. Beginning with social activities, many changes have
occurred in people's life patterns, and payment methods have evolved. In the current
development, Indonesia knows the term fintech (financial technology). Fintech
introduces digital payment methods, or online payments, in hopes of achieving
financial inclusion. Current observations examine relationships between factors that
may lead to increased interest in using e-wallets among students in adopting
financial technology developments (Faculty of Economics and Tourism, Hindu
University, Indonesia) empirical study on students of In this observation, all active
students of the Accounting Studies Program at the Faculty of Economics, Business
and Tourism of the Hindu University of Indonesia from 2020 to 2022 were used as
a research population with a total sample of 332 people. In the process of
observation, the factors that made the students of the Faculty of Economics, Business
and Tourism of Hindu University, Indonesia interested in using e-wallets were
financial literacy, social influence, hedonic motivation, habits, and perceived
benefits. , and perceived comfort