Pengaruh Persepsi Kemudahan, Efektivitas serta Resiko Pengguna Terhadap Minat Penggunaan Financial Technology Peer to Peer Lending di Masa Pandemi Covid-19

Studi Kasus Unit Usaha Mikro di Kota Denpasar

  • I Putu Surya Pratama Universitas Hindu Indonesia
  • I Putu Deddy Samtika Putra Universitas Hindu Indonesia
DOI: https://doi.org/10.32795/hak.v5i3.3919
Keywords: Perceived ease of use, effectivenes (perceived usefulness), user’s risk, intention, financial technology peer to peer lending

Abstract

The reason of this consider was to choose the affect of seen consolation, practicality (seen comfort) and risk on the intentional to utilize peer-to-peer crediting development in the midst of the Covid-19 broad in Denpasar City. This consider businesses plan information gotten by passing on considers to 100 respondents who are fintech peer-to-peer banks. This consider businesses a crucial likelihood investigating technique. To analyze the ask almost data, distinctive coordinate backslide examination was utilized as an informative instrument, particularly SPSS shape 24. The comes around showed up that (1) seen ease of utilize and (2) seen comfort had a positive and basic affect on utilization. Cash related advancement that gives peer-to-peer advancing. In any case, (3) the chance of utilizing the client highlights a negative and critical affect on the charmed in utilizing common crediting advancement.

Published
2024-07-12
How to Cite
Pratama, I. P. S., & Samtika Putra, I. P. D. (2024). Pengaruh Persepsi Kemudahan, Efektivitas serta Resiko Pengguna Terhadap Minat Penggunaan Financial Technology Peer to Peer Lending di Masa Pandemi Covid-19: Studi Kasus Unit Usaha Mikro di Kota Denpasar. Hita Akuntansi Dan Keuangan, 5(3), 246-255. https://doi.org/10.32795/hak.v5i3.3919
Issue
Vol. 5 No. 3 (2024): Hita Akuntansi dan Keuangan
Section
Articles

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