Implementasi Prinsip-Prinsip Good Corporate Governance Pada Lembaga Perkreditan Desa (LPD) Desa Adat Peguyangan

Abstract

LPD is a financial institution that plays an important role in the Pakraman village
community in Bali. LPDs have a positive impact on the economy, but in reality there are
often problems regarding LPD performance which actually harm customers. The
Peguyangan Traditional Village LPD has good performance achievements, which
cannot be separated from the implementation of good corporate governance in all its
business activities. The aim of this research is to determine and analyze the
implementation of good corporate governance principles in the Peguyangan Traditional
Village LPD. Based on the problems studied, this research uses qualitative methods,
with data from interviews and documentation in the field. Based on data collected from
interviews with the Head of the LPD, it is stated that the principle of transparency is
applied by providing information regarding the development of the Peguyangan
Traditional Village LPD, not only known to the internal LPD but also the general
public, especially the manners of the Peguyangan Traditional Village, the principle of
accountability is applied by encouraging every employee to work. responsible for each
task, the principle of responsibility is carried out by having a social service program
based on Tri Hita Karana for the community, the principle of independence is carried
out by making their own considerations in determining the interest rate on each
financial product, decision making and every village manner is given the opportunity to
provide input, the principle of equality This is done to provide the opportunity to convey
input ideas and suggestions to the LPD from employees through communication forums
every week, and the community through its representatives (prajuru banjar) at meetings
(paruman adat village) which are held three times a year.