Pengaruh Literasi Keuangan, Financial Self Efficacy, dan Locus of Control terhadap Perilaku Keuangan
Abstract
Financial behavior refers to individual actions in managing personal finances, such as planning, controlling and managing sound finances. The objectives of this study was to examine how financial literacy, financial self-confidence, locus of control impact the financial conduct of FEB Unud students. A sample of 100 individuals was selected using purposive sampling, and data was gathered through a survey employing a questionnaire. Descriptive and inferential analyses, supported by SPSS version 26 software, were utilized to interpret the data. The findings indicated that while financial literacy and financial self-confidence significantly and positively influenced the financial behavior of FEB Unud students, locus of control did not demonstrate a significant effect.
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